Wali's Wits

Reflections on My SME Journey: Year Two As I near the end of my second year as an SME, I’ve learned that entrepreneurship is not for the faint-hearted. It demands resilience, patience, and twice the effort of a regular paycheck job. The road is tough, but every challenge has been a lesson in growth.  Lessons in Finance • Finance is the greatest hurdle. Moving from the security of a salary to creating your own income is stressful and requires discipline. • Be frugal. Spend only where it is necessary, not out of want. If it means living on tinned fish for a season, accept it—you are planting roots for bigger things to come. • Keep tight control of expenses in these early stages. Track profits monthly, review your biggest costs, and adjust wisely. If one month falls short, make it up in the next.  Clients & Opportunities • Keep searching for new clients. Some will stay, others will move on—release them with grace. • Always look for new opportunities. Don’t limit you...

Taking stock of your life is an act of self-reflection — a way to evaluate your current situation against your values and goals. It means pausing to look honestly at what’s working and what isn’t, then making a plan to adjust for greater fulfillment and alignment. For me, it has become a tradition to do a life stocktake every year and plan for the new one. What I love about this exercise is that it forces you to reflect on issues or incidents you might prefer to forget. More often than not, you face the very things you don’t want to confront. We all struggle to admit our mistakes and shortcomings; it’s easier to overlook, pretend, or deny reality. Yet the greatest treasures lie in those moments when we look matters in the eye — whether good or bad — and ask ourselves how we can respond better. That honesty frees us from fear and doubt. This year, take time to reflect on your goals. Did you achieve them? What challenges did you face, and how did they turn out? If the outcome was negat...

Reposted from KCM    The devil hates agreement between Christians. The power of agreement opens the windows of heaven in our lives and closes the door to his destruction. That’s why he continually tries to disrupt that agreement by causing strife and division where people come together in the most powerful way: the family. You don’t have to take it! Here are 8 Ways to Make Your Home a No-Strife Zone. 1. Bite Your Tongue Did you know? The quickest way to reduce strife in your home is to bite your tongue! That’s right. You don’t have to say everything you think. Your words have a powerful ability to stir up strife in your home. So choose your words wisely.  Consider these verses from the English Standard Version: Whoever keeps his mouth and his tongue keeps himself out of trouble (Proverbs 21:23). Let no corrupting talk come out of your mouths, but only such as is good for building up, as fits the occasio...

Fifty Years On: Time to Heal Our Nation from Corruption As we mark fifty years of our nation's journey, it is time we pause—not just to celebrate, but to reflect. We must confront a chronic sickness that has silently eroded our values and distorted our sense of right and wrong: corruption. Corruption is not just the grand theft of public funds. It begins in the small, everyday compromises—when we offer "cola money" to fast-track a process, when we pay for jobs or tenders, when we accept inflated payments without questioning the ethics behind them. These acts, seemingly harmless, are the roots from which systemic corruption grows. We have allowed corruption to infest every layer of our society. It has become so normalized that receiving thousands or millions for a job feels like a right, not a privilege or responsibility. But this is not success—it is a distortion of fairness and justice. Greed and Price Manipulation Our desire to accumulate more has led us to inflate pric...

"But godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it." — 1 Timothy 6:6–7 (NIV) In a world that constantly urges us to chase more — more success, more possessions, more recognition — the words of 1 Timothy 6:6–10 offer a quiet, powerful truth: true wealth is found not in accumulation, but in contentment rooted in godliness. We entered this world with nothing, and we will leave it the same way. This sobering reality invites us to loosen our grip on material things and instead hold tightly to what truly matters — our relationship with God, our character, and the peace that comes from a grateful heart. Contentment is not complacency. It’s not about giving up on dreams or settling for less. Rather, it’s about finding joy and peace in the present, even as we work toward the future. It’s the ability to say, “What I have is enough for today,” and to trust that God will provide for tomorrow. At the heart of contentment...

  Every day, we’re surrounded by visuals and literature that can either uplift us with inspiration and motivation or weigh us down with negativity and worry. In the midst of it all, we’re faced with choices: Do we absorb the opinions of others? Do we believe what people are saying? Which path should we follow? When your mind feels heavy with doubt and anxiety, one of the most effective things you can do is take it to God in prayer. Cast your fears, your worries, and your uncertainties onto Jesus. In doing so, you’ll begin to release the emotional burden and find peace. Remember, what you feed your mind shapes your character, your vision, and your perception of the world. If a thought is weighing you down, that’s a red flag — discard it. Choose instead to focus on what is positive. Surround yourself with uplifting friends and those who can help guide you toward your destiny. Isaiah 43:2 When you pass through the waters, I will be with you; and when you pass through the rivers, they ...